Loan Against Securities
At Swastik Investments, we believe your investments should work for you—even when you’re not selling them. With our Loan Against Securities (LAS) offering, you can access quick funds by pledging your existing financial assets such as shares, mutual funds, or bonds—without disrupting your long-term wealth-building strategy. It’s an efficient solution to meet short-term financial needs while your portfolio continues to grow.
This financial solution allows you to pledge your shares, mutual funds, bonds, or other eligible securities as collateral and receive an instant line of credit. It’s a convenient and cost-effective alternative to personal loans, especially when you need short-term liquidity without disturbing your investment portfolio.
What is Loan Against Securities?
Loan Against Securities (LAS) is a facility where you can borrow funds by pledging your existing financial assets. You continue to remain the owner of the securities and can benefit from any capital gains or dividends while using the loan amount for your personal or business needs.
Key Features & Benefits
- Quick Access to Funds without liquidating your investments
- Attractive Interest Rates compared to unsecured loans
- Flexible Repayment Options tailored to your cash flow
- Retain Ownership of your portfolio and continue earning returns
- Easy Processing with minimal documentation and fast approvals
- High Loan Amounts depending on the value of your pledged assets
Eligible Securities
- Listed Shares
- Mutual Fund Units
- Bonds & Debentures
- Insurance Policies (with surrender value)
- Government Securities
Who Should Consider This?
- Investors seeking short-term liquidity
- Business owners in need of working capital
- Salaried individuals managing large personal expenses
- High-net-worth individuals (HNIs) wanting to leverage their portfolio smartly
Why Choose SWASTIK Investments?
- Trusted Financial Advisory with personalized guidance
- Tie-ups with Leading Banks & NBFCs for best-in-class terms
- End-to-End Support – from valuation to disbursement
- Confidential & Transparent Process